Mortgage Investigations
Providing both desktop and field outsourcing nationwide
Mortgage fraud thrives regardless of the economy. During boom markets, criminals think inflated house values and other false representations on loan applications will be missed in a sea of paperwork. During down times, individuals may approve questionable loans to keep their commissions.
Mortgage fraud costs lenders and carriers millions every year. Partner with ICS Merrill, the investigative services division of EMSI, to investigate suspicious loans involving mortgage applications and insurance. If there’s fraudulent activity, our investigators find it and report it. With our experience, you will know whether a loan is on firm footing.
Over 400 employee investigators
Our dedicated special investigation team is passionate about finding fraud. Our staff includes the industry’s best mortgage investigation experts with backgrounds as senior underwriters, quality control managers and repurchase demand specialists, as well as experts in rebutting MI rescission notifications on loans. Our highly skilled investigators have years of experience locating people and successfully interviewing borrowers, employers, loan originators, and settlement agents to obtain needed information. Working together, our in-house staff and nationwide field investigators scour databases, interview all relevant parties and meticulously uncover every pertinent detail.
We leave no fact unchecked. We investigate all aspects of a loan at the time of origination. Whether you suspect fraud from a lender or borrower, we get to the truth. We know where to look to find out if someone has misrepresented, exaggerated or failed to disclose information related to a loan.
Quick turnaround
At ICS Merrill, we have the ability to handle thousands of cases per month tailored to meet the needs of our mortgage-industry clients efficiently and effectively in their timeframe.
Customizable services to meet your exact needs
Once on a case, our investigators review all documents, find any red flags, and design the best plan of action that works for you. And, we keep you constantly up-to-date about the status of an investigation. Our SmartPartnerTM case-management system lets you access case details, view investigation results and retrieve customized reports through our secure, easy-to-use website.
We find mortgage fraud. Put our investigators on the case.