An APS Summary is a report compiled by our underwriters which provides a list of significant conditions followed by excerpts of pertinent office notes, lab values, procedure reports or test results. We consolidate the APS to highlight criteria relevant to the underwriting decision. The end result is a legible, chronological summary document attached to the APS, with all summary data stored as structured data.
Using a team of underwriters who specialize in brokerage and impaired risk underwriting, we develop a detailed review of submitted APS and underwriting requirements as part of our service. The assessment provides a detailed description of primary impairment and lifestyle factors of a case, insight into outstanding issues that need to be reconciled prior to submission to a carrier, a range of possible ratings and the ability to assist in obtaining initial and updates APSs.