APSs and paramedical examinations are invaluable tools; however, to make most underwriting decisions, you need information about an applicant that you won’t typically find in an APS or a lab report. Our inspection services fill in any remaining details in the applicant’s medical, financial and personal history, giving you the clearest, most complete picture of an individual’s lifestyle, activities and behavior.
EMSI offers the largest, most experienced team of inspectors in the industry. You can be certain that they uncover the most precise, complete information available. Our inspections are thorough – no criminal offense, bankruptcy, pilot’s license or unreported medical condition is overlooked.
How It Works
Our extensive information gathering includes:
- Applicant interviews
- Personal/business acquaintance interviews
- Business beneficiary reports
- Motor vehicle reports
- Credit bureau summaries
- Federal and county criminal reports
- Income and identity verification
- Internet database searches
Whether you need a rush credit report or a basic personal history interview, we have the capabilities to deliver all of these services in a cost-effective, timely manner.
We encourage our clients to challenge us. We can create a carrier-specific inspection package tailored to your specific needs. We use your underwriting guidelines to make sure each applicant is screened appropriately. Our expertise will help you make informed risk evaluations, even on high-value policies.
EMSI inspections help you make underwriting decisions with confidence. Partner with us.